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5 Things to Check While Developing a Multi State Credit Cooperative Society Software

Multi state credit cooperative society software has become important for co-operative banks and societies for the management of various operations. These can be customized as per customer requirements, and are generally web-based with real time application. Find out how to choose the best of this type of program for your business from software development companies in kolkata.


User-Friendliness

Check whether the micro finance software is user-friendly, and easy to operate. The ideal programs should be friendly enough not to require advanced technical know-how and can be run even by average employees. You should be able to disable and enable various features, such as Branch Login, Deposits, Transactions, Forms and more.

Features

The developer should integrate features such as Automation, Data Security, Document Management, Audit Reports and more. The multi state cooperative society software should automatically make calculations for loans, deposits and interests. If your credit cooperative society has multiple branches spread across various states and countries, the multi state credit cooperative society software should help in overall management of the same.

Security

Make sure that the credit cooperative society software is able to work within a secured system, and is integrated with secure features like Separate Transaction Pin, OTP (One Time password), 3D verification and captcha code. A higher level of encryption is essential. These days, 4-level verification system, document verification system and FI verification system is used. Make sure that the program also comes with MAC and IP Address based security.



Multi-Operator

It should be able to allow multiple operators to work on it, and the rights and level of access should be granted from your end. The app should help you to grand ability permissions and access in a user-specific way. There should be different levels of access in the software, and you should convey information about the same to the developer.

Document Management


Check whether the cooperative banking software can maintain documents of staffs and members, such as membership form, loan applications etc. It should offer complete assistance with accounting. Whenever any transaction entry is made in the cooperative software, the changes will be reflected automatically on Trial Balance Reports, Ledger, Day book and Balance Sheet. 

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Location: Kolkata, West Bengal 700001, India

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